What we work on together
Services
Three consultation sessions take a household from raw statements to a repeatable monthly budget. No products are sold here; the work is inquiry-based and shaped around sessions.
Household cash-flow mapping
Your bank and card statements go in; a sorted cash-flow picture comes out. We work through each account line by line — income from salary and any side work, fixed costs such as rent and utilities, variable spend like transport and groceries, recurring subscriptions, and debt payments — and group them so the structure of your household spending is visible at a glance, not buried in statement PDFs.
Sessions run 60–90 minutes and can be held in person at the Bundang office or by video call. You bring recent bank and card statements; we bring the structure.
Budget and goal alignment
Once the map is drawn, we shift amounts between categories so the monthly plan points at what you want — a housing deposit, school fees, an emergency fund, a debt paydown order — while the spending that matters to your household stays in place. You leave with a budget for this month and a short list of figures to track.
This is a single session that builds on the mapping session, or a standalone session if you already have your numbers organised.
Cash-flow rhythm and review
A plan only works if it repeats. Together we pick how often to check in — every month, every quarter, or after something big shifts such as a move or a new loan — and settle on the short list of figures worth checking each time. You leave with a one-page review checklist and the next check-in on the calendar.
Households that prefer to run this themselves leave with the checklist; households that prefer company keep the check-in on the calendar.
How sessions are booked
Send your details through the contact form and we will reply by email, typically within two business days, proposing a slot, listing what to prepare, and setting out the consultation terms for your agreement before anything is confirmed. The inquiry itself carries no charge.
What this is not
This practice does not place funds, sell insurance, arrange investment products, or broker loans. Consultations cover budgeting and cash-flow planning only. Where a question falls outside that scope — for example a regulated investment decision — we will say so and point you to an appropriately licensed adviser.